Refinance Your Home For Environmental


One of the first steps in the "Green of your home" should be conducting an energy audit. This will include inspection of heating equipment, ventilation and air conditioning (HVAC), main equipment evaluation, THERMAL scans for heating and cooling loss and assessment of conservation behaviour by family members.

Check in your community for resources to help pay for energy audits. Local utilities companies can provide their own audit advice and loan or rent equipment to check for heat leaks. Some cities offer grants for low-income families to conduct energy audits and apply improvements based on findings.

What environmental improvements should I make?

Some of the big ticket renewable energy items such as solar panels and windmills get major publicity. Depending on the location, these items may actually decline rather than increasing the value of your home. Be aware that some environmental zoning boards require pre-approval before bringing the energy saving changes that look very like this. Check the zoning constraints before you invest. If this item works in your area, research the Payback Period to ensure you understand what your return on investment will be.

A geothermal heat pump can be installed to use renewable resources for heating, cooling and water heaters. Upgrading your floor to Cork provides an attractive and environmentally friendly alternative to hardwood floors.

Another common energy saving improvement is the replacement of the roof; installation isolation; Heating, air conditioning, and hot water heater upgrades; and replacement of doors, windows and tools with materials that provide better energy performance. Look for the high Star Energy rankings.
Still more enhancements are Do-It-Yourself items such as using a compact fluorescent lamp (CFLs), installing a regression setback, using Master room controls for the exciting Phantom power, and installing a low-flow shower-head and Low volume toilets. Simply weathering the location of the place by sealing each draft in doors, windows, electrical outlets and drying vents can make a huge reduction in wasted energy.

Finally there are many non-investment means to help the environment. Apply a family plan to turn off the lights, take shorter baths, set the thermostat to cold temperatures in winter and warm temperatures in summer. Just implementing the "reduce, reuse, recycle" approach to daily activities will help preserve the resources.